This type of deposit is defined by the amount and the term of the investment.
The Term Wakala Savings Deposit is designed to enable individuals to invest their available liquid funds in the amount, currency, and duration that suits them.
This type of savings offers numerous benefits that are attractive to various saver profiles:
Clients can earn returns of up to 2.30%* with a special promotional offer valid until September 30, 2025. This attractive rate allows you to know in advance how much you will earn on your savings.
You can invest funds in the amount, currency, and term that best suits you. This means you can tailor your savings to your financial goals and needs.
Funds are invested in halal projects, meaning the savings are aligned with Islamic financial principles.
Savings deposits up to 70,000 BAM are insured by the Deposit Insurance Agency of Bosnia and Herzegovina, providing additional security as your funds are protected.
*The effective profit rate is equal to the nominal profit rate.
A deposit that allows clients to invest their available funds in the amount, currency, and term that suits them best.
The term savings deposit can be contracted in BAM, USD, or EUR.
A copy of the identity card of the owner of the savings deposit and the proxy
Original or copy of the certificate of residence from CIPS of the owner of the savings account and the authorized representative
Copy of passport certified by competent authorities
Translation of the passport into one of the official languages of BiH (except for citizens of Serbia, Montenegro and Croatia) certified by a court interpreter
A copy of the residence registration certificate
The bank reserves the right to request other documentation as needed.
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