The purchase card is a unique card on the domestic market, with which, regardless of the purchase amount and point of sale in the country and abroad, you can pay in installments
Payment in installments at all Visa POS terminals in the country, abroad and online
A card with which the client cannot become over-indebted
Deferred payment up to 50 days
Fixed and known in advance profit margin
Installment payment up to 36 months
Discounts of up to 90 percent for early payments
A current account is not a prerequisite for issuing a Purchase Card
Purchase in installments
When buying with a card, it is not necessary to explain to the merchant what kind of purchase it is, but it is enough to present the card – your transaction is automatically divided into a defined number of installments, as shown in the table.
Cost control
You can monitor the monthly expenses and the available balance of your card via internet or mobile banking or via the monthly statement that we deliver to you by mail or e-mail.
AMOUNTS OF TRANSACTIONS / PURCHASES | NUMBER OF MONTHLY INSTALLMENTS | ONE-TIME PROFIT MARGIN (calculated on the amount of the transaction) |
od 0 KM do 199,99 KM | 6 | 6% |
od 200 KM do 999,99 KM | 12 | 8% |
od 1.000 KM do 1.999,99 KM | 24 | 13% |
od 2.000 KM do 10.000,00 KM | 36 | 19% |
If you want to become a user of a BBI Visa purchase card in the nearest branch/office, apply with the following documentation:
Completed and signed Application Form for issuing a Purchase Card
The application form should be certified by the Employer
A photocopy of the CIPS application on the place of residence
A certified photocopy of the identity card
The last three payslips certified and signed by the head of accounting
Current account statement for the last three months
M2 form (application to PIO), salary specification certified by the tax administration for the last 3 months, for employees of the organizational forms STR, SUR, SZR and DOO
Certified Certificate of Seizure with the consent of the debtor (two copies) – upon approval of the card
Bill of exchange (two copies) – upon approval of the card
If the applicant has a guarantor, the guarantor must submit the same documentation as the Purchase Card user.
The bank makes the final decision on the approval of the issuance of the Purchase Card, and reserves the right to request additional documentation if it deems it necessary.
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