Private individuals

Financing

Line II - USK Cantonal Fund

The purpose of the II line is to finance the purchase of an apartment or residential building, the purchase of apartments in residential buildings - collective housing facilities whose investors are municipalities and other legal entities, or the construction of an individual residential building for members of veteran populations and displaced persons.

Line II - USK Cantonal Fund

The funds transferred by the Cantonal Fund for the II line of financing will be placed by the Bank through individual financing under the following conditions:

Amount of financing: from 15,000.00 to 85,000.00 KM (from fifteen thousand to eighty-five thousand convertible marks)
Repayment term: up to 20 years;
Profit Margin: 2%
Application processing fee: 0%
Fee for maintaining a financing account: 3.20 KM per month

Use of funds

Funds are used specifically for projects:

organized collective construction – funds are paid directly to the account of the seller of residential units.
individual constructions – the funds are transferred directly to the Beneficiary of the funds to his account opened at the Bank, in three instalments. After the disbursement of each part of the funds and before claiming the next tranche, the Cantonal Fund Commission determines the veracity of the intended use of the funds and approves the release of new funds.

Mandatory security

confiscation document 2 (two) copies,

blank signed promissory note 2 (two) copies,

lien – mortgage on real estate that is the subject of investment, in favor of the Cantonal Fund.

Optional security

co-debtor / co-debtors,

confiscation document for co-debtors, 2 (two) copies each,

blank signed bill of co-debtor 2 (two) copies or

insurance policy if the Bank has the specified type of insurance.

Based on the assessment of the ability to repay, the creditworthiness of the employment company, the bank will propose, in addition to the mandatory security, the optional security mentioned above.

Više informacija o liniji I finansiranja možete pogledati na web stranici Kantonalnog fonda

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About us

Bosna Bank International d.d. Sarajevo

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