Financial flexibility when you need it most
BBI Visa Classic card
Revolving Credit Card
The BBI Visa Classic Credit Card enables easier management of everyday and unexpected expenses, with transparent obligations and full control over spending. It is designed for customers who value additional financial security and flexibility in everyday situations. The card can be used for the purchase of goods and services, online payments, and cash withdrawals, with easy expense tracking through the Bank’s digital channels.
Additional Financial Flexibility
Use of a credit limit for everyday and unexpected expenses.
Flexible Repayment of Obligations
The minimum monthly payment is 10% of the utilized amount, providing greater flexibility in managing expenses.
Charges Apply Only When the Card Is Used
Fees are incurred only when the card is used, with no additional costs for unused funds.
Limit Adjusted to Financial Capacity
The card limit is approved in accordance with the amount of regular monthly income, up to a maximum of five salaries. A limit ranging from BAM 500 to BAM 10,000 may be approved.
Cash Withdrawal Option
Access to cash whenever needed.
Payments in the Country, Abroad and Online
The card can be used at merchant locations worldwide.
Full Control of Expenses
Overview of spending and available limit through mBBI and eBBI digital banking.
Purchases Without Additional Steps
To make a payment, simply present the card at the point of sale, just like with any standard Visa transaction
Card Features
Revolving credit card with a mandatory monthly payment of the minimum amount of the utilized limit.
Enables the purchase of goods and services, online payments, and cash withdrawals.
Charges are incurred only when the available credit limit is used. Monthly charges and available balance can be monitored through online or mobile banking, as well as through the monthly statement.
The minimum payment amount to this card is BAM 10.00, and the maximum payment amount is BAM 5,000.00.
How to Apply?
01
Submit an Application
An application for card issuance can be submitted online or at the nearest Bank branch.
02
Submit Documentation
Required documentation must be submitted for creditworthiness assessment and approval of the credit limit.
03
Processing and Approval
The Bank assesses the application and makes a decision on card issuance in accordance with its internal criteria. After approval and card production, the customer receives a notification and collects the card at the branch.
04
Collection and Activation
The customer collects the card and activates it for use. The card is activated upon the first ATM transaction or first purchase and is ready for use.
Learn More Frequently Asked Questions
Required Documentation?
If you wish to become a BBI Visa Credit Card holder, apply at the nearest branch/office with the following documentation:
- Completed and signed Credit Card Application Form
- Application form certified by the Employer
- Copy of CIPS residence certificate
- Certified copy of ID card
- Three most recent payslips certified and signed by the Head of Accounting
- Current account statement for the previous three months
- M2 form (pension insurance registration), salary specification certified by the Tax Authority for the previous three months, for employees of sole proprietorships and limited liability companies (STR, SUR, SZR and LLCs)
- Certified Statement of Seizure by Consent of the Debtor (two copies) – upon card approval
- Promissory Note (two copies) – upon card approval
- If the applicant has a guarantor, the guarantor must submit the same documentation as the Credit Card holder
The Bank makes the final decision regarding the approval of the Credit Card and reserves the right to request additional documentation if deemed necessary.
