Save for going to Hajj
The possibility of increasing the savings deposit during the agreed term period
Fixed, attractive rate of return
Hajj wakala savings deposit is a special type of savings deposit intended for citizens who want to save for a planned trip to Hajj or Umrah
The Hajj savings deposit can be contracted in KM, EUR and USD currency
Minimum installment amount – 100.00 KM/50.00 EUR/70.00 USD
Maximum installment amount – 20,000.00 KM/10,000.00 EUR/ 12,000.00 USD
Minimum term – 12 months
The possibility of disposing of the savings deposit at maturity (after the end of the agreed term period)
Upon maturity, depending on the client’s request, the funds can be disbursed
To the account of the agency authorized to organize Hajj or Umrah, based on the (pro)invoice
Payment to the client directly, at the Bank’s counter
The savings deposit is based on the principle of the Wakala contract, which is an agency contract where the Bank acts as an agent in the name and on behalf of the client and invests funds in halal projects. The bank does not charge the client a fee for the agency, and guarantees the client the payment of the agreed return on the deposit.
Savings deposits in the amount of up to 70,000 KM are insured with the Deposit Insurance Agency of BiH (in accordance with the Law on Deposit Insurance through the Deposit Insurance Fund at AOD BiH).
Why are savings in BBI stable?
BBI d.d. Sarajevo is the only one in Bosnia and Herzegovina that operates in accordance with Islamic financial principles, which means that the bank exclusively invests free money collected from its depositors in realistic, profitable and above all halal projects. BBI Bank will share the newly realized profit from these projects with its depositors in the form of payment of yield on savings.
Why is saving in BBI reliable?
Savings in BBI Bank are safe, stable and reliable. Savings deposits up to 70,000 KM are also insured according to the Deposit Insurance Act. The stability and security of the Bank is reflected, among other things, in the strength and size of the shareholders of BBI Bank – the Islamic Development Bank (IsDB), which is owned by 57 governments of OIC member countries. The Islamic Development Bank is an institution that has been rated AAA – the highest possible rating – by the global rating houses Fitch Ratings and Moody’s for 15 years in a row. The shareholders of BBI Bank are also two leading Islamic banks from the United Arab Emirates – Abu Dhabi Islamic Bank (ADIB) and Dubai Islamic Bank (DIB).
Why is saving in BBI safe?
BBI Bank is one of the fastest growing banks in Bosnia and Herzegovina with assets exceeding 1.4 billion KM. All deposits up to 70,000 KM are insured, according to the Law on Mandatory Deposit Insurance, by the Deposit Insurance Agency of BiH, whose member is Bosna Bank International d.d. Sarajevo.
A copy of the identity card of the owner of the savings deposit and the proxy
Original or copy of the certificate of residence from CIPS of the owner of the savings account and the authorized representative
Copy of passport certified by competent authorities
Translation of the passport into one of the official languages of BiH (except for citizens of Serbia, Montenegro and Croatia) certified by a court interpreter
A copy of the residence registration certificate
The bank reserves the right to request other documentation as needed.
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