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Cooperation between BBI Bank and the Municipality of Tešanj: Housing financing for young people from Tešanj in BBI Bank

Housing financing at a rate of zero percent

Young people from the Municipality of Tešanj who still haven’t solved the housing issue, are now able to do so with very favorable financing conditions and a profit margin subsidy for the first five years of financing repayment.
This is the result of today’s signed Agreement on Business Cooperation between BBI Bank and the Municipality of Tešanj.

BBI Bank secured 1.3 million KM for this purpose, while the Municipality allocated 100 thousand KM in its budget for this year to subsidize the profit margin.

“The Municipality of Tešanj has decided to launch, in addition to all previous forms of support, a Youth Support Program to address housing needs. We will provide young people with a new opportunity to buy or build their own property. We hope that we will support them to live in their own home as soon as possible. During December, a public call with all the details will be published, said the Municipal Mayor Suad Huskić.

Citizens residing in Tešanj Municipality, aged up to 35, who meet the conditions for obtaining housing financing determined by the Bank, and who are solving their own housing issue for the first time, can apply for financing according to the terms of this Agreement.

“Socially responsible business is one of the fundamental principles on which we operate, and therefore our activities are aimed at helping the economy and the citizens of BiH. We are pleased with the initiative of the Municipality of Tešanj, which will make it easier for young people to find housing. We at BBI Bank are ready to meet the demands of young people and help them build their own home here in Tešanj, under favorable financing conditions,” said Edin Buljina, director of the Retail Sales Segment of BBI Bank.

The contract stipulates that one applicant will be able to receive financing of up to 50 thousand KM. The repayment term is up to 20 years, and the profit margin will range from 3 to 3.55 percent, depending on the repayment term. The municipality, after verifying the fulfillment of the subsidy conditions, will pay out a profit margin of up to 3 percent quarterly, which ultimately means that citizens will benefit from financing as low as 0%.

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