Overdraft by current account | Bosna Bank International

Overdraft by current account

With BBI packages, you obtain the right to overdraft without any fee.

Available benefits:

Free overdraft available with the following BBI packages Premium, Prestige, Smart, Senior.
No fee - "free of charge".

Apply online in less than 1 minute!

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Information and characteristics

With BBI packages, you obtain the right to overdraft without any fee. Beneficiaries of BBI Packages that are employed (or pensioners) can apply for overdraft.

Overdraft can be approved in the following amount:

  • Up to 300% monthly unencumbered income - for employed clients
  • Up to 100% monthly unencumbered income – for pensioners

Overdraft is approved in the amount up to BAM 2,000.00 and maximum amounts are defined with different type of package:

  • With BBI SENIOR package           minimum BAM 100,00 - maximum BAM 150,00
  • With BBI SMART package            minimum BAM 350,00 - maximum BAM 600,00
  • With BBI PRESTIGE package       maximum BAM 1,000.00
  • With BBI PREMIUM package        maximum BAM 2,000.00
  • In order to apply for overdraft by current account, you should meet the following criteria:

  • Opened current account in the Bank,
  • Opened one of the packages: SENIOR or SMART or PRESTIGE or PREMIUM
  • To be employed for minimum 6 (six) months continuously (except for pensioners/BIZ beneficiaries),
  • To achieve regular monthly inflow in the form of salary, meal allowance and transportation, that is, pension or BIZ compensation

Necessary documentation for overdraft opening within the account package

The Bank's clients:

  • Submit completed and signed Request for package opening, certified by the employer

Non-clients:

  • Submit a copy of ID card and Residence Certificate (for residents)
  • Submit completed and signed Request for package opening, certified by the employer

The Bank shall make a final decision on overdraft approval and it shall hold the right to request additional documentation, if necessary.

Download documentation

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